228 loan - An Overview
228 loan - An Overview
Blog Article
(A) The Company establishes that the financial institution hasn't furnished ample justification for your system and every facet of the program as needed pursuant to paragraph (d) of this segment;
(ii) Much more than fifty percent on the task is non-household as calculated by The share of full sq. footage or greenback amount of the job.
Except for a small lender that opts to be evaluated pursuant into the Retail Lending Exam in § 228.22, the Board assigns conclusions for the overall performance of a small bank evaluated under this segment as furnished in appendix E to this portion.
The inclusion of an affiliate's loans, investments, solutions, and products and solutions inside a lender's approach, or in a joint approach of affiliated depository institutions, is subject to the following:
The Board evaluates a lender's Local community enhancement expert services functionality inside a facility-dependent assessment space and assigns a conclusion to get a facility-primarily based evaluation area, by looking at a number of of the next:
The Board evaluates a substantial bank's record of assisting to fulfill the here credit score needs of its entire Local community in its outside retail lending region pursuant to § 228.
Right before publishing a draft plan to the Board for approval pursuant to paragraph (h) of the section, a financial institution should:
(three) A small small business loan or little farm loan is located during the census tract in which the most crucial enterprise facility or farm is located or where by the borrower will in any other case implement the loan proceeds, as indicated via the borrower.
The Board critiques the impression and responsiveness on the bank's Group improvement loans and community progress investments that advantage or provide a multistate MSA, as offered in § 228.fifteen.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
A small bank, or maybe a bank that was a small bank through the prior calendar calendar year, should contain in its community file the lender's loan-to-deposit ratio for each quarter on the prior calendar yr and, at its alternative, more facts on its loan-to-deposit ratio.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
Loans by a lender straight to enterprises or farms, including, although not restricted to, loans in conjunction or syndicated which has a U.
suggests a channel by which banking companies give retail banking solutions electronically, for example on the web banking or cellular banking.